FAQs
Frequently
asked questions
We’ve gathered answers to the questions clients most often ask before working with us. If you can’t find what you’re looking for, you’re welcome to chat with our AI assistant or contact us.
Why should I use a building broker?
A building broker works independently, assessing multiple builders on your behalf rather than representing just one. This means you don’t have to navigate display homes, sales appointments or competing promises on your own — or feel pressured into a decision that isn’t right for you.
We look far deeper than a private buyer can, assessing builder stability, quality, communication and delivery history. This gives you clear, independent guidance and access to competitive pricing — with confidence that the builder you choose can genuinely deliver what’s promised.
How do you charge for your services?
There’s no additional cost to you. We’re paid by the builder you choose, allowing us to provide independent advice and support without adding to your build price.
Why should I use a Building Broker instead of going directly to a builder?
We provide impartial guidance and remove the pressure of dealing with multiple builders yourself. By comparing options on your behalf, we help you move forward with clarity and confidence.
What locations do you build in?
We work across Perth Metro — from Mandurah to Yanchep — including the Perth Hills, as well as regional Western Australia from Jurien Bay in the north to Albany in the south.
Can you help with getting finance?
Yes. We work with experienced finance partners who support a wide range of situations — from first-home buyers to seasoned investors and refinances. Where suitable, we can also assist with investment funding through superannuation (SMSF), helping you find a structure that fits your goals.
In addition, we can provide access to a specialised 100% home loan option for eligible owner-occupiers and investors, with no lenders mortgage insurance required. Rates start from 5.69%* (as at 1 January 2026 and subject to change). This option can help buyers enter the property market sooner, without the need to spend years saving for a traditional deposit.
How long does a typical build take?
For a single-storey home, a realistic timeframe is typically around 10–12 months from slab to key handover. Double-storey homes generally take longer due to additional structural complexity, approvals and build stages. We help set clear expectations upfront, based on your design, builder and site conditions.
What’s included in the initial home price — and are there hidden costs?
We review inclusions carefully from the outset and guide you to realistic timeframes to help avoid price increases or surprises later. Our focus is clarity upfront — not adjustments down the track.
Can you customise a home design to suit my lifestyle and budget?
Yes — we customise home designs at any level, from practical first homes to fully bespoke, high-end builds.
What does it cost to get started?
In most cases, you can begin the process with an initial engagement from around $2,000, depending on the scope of advice and work required.
What if my income decreases, and I’m unable to manage the debt for my rental property?
You should ensure your rental property loan is set up with a buffer of three months to provide flexibility in case of unforeseen circumstances such as illness or unemployment. In the event of being unable to service your mortgage, selling the property may be a viable option. Moreover, income protection insurance or personal trauma insurance can help safeguard your income.
Can you explain the difference between an investment loan and a standard home loan?
Residential property denotes a domicile, townhouse, flat or unit leased out to a third party and not occupied by the proprietor. Such assets can generate rental income which may be directed towards expediting mortgage repayments on the proprietor’s residential home loan.
How can I use my home’s equity as a deposit for a new property?
You can use your home’s equity as a security and borrow money from the bank to purchase an investment property. The bank usually lends up to 80% of your home’s value minus your remaining debt. If you get Lender’s Mortgage Insurance, you can borrow more than 80%. Our experts will guide you through the process.
Is there a difference between an investment loan and my current loan?
Investors can generally access the same types of home loans and features as owner-occupiers. However, some lenders may charge higher interest rates for investment properties due to higher risks.
What benefits do you get from buying a new property?
New homes are easier to rent out and require less maintenance. When you buy a new house and land package, you can lower your taxes by claiming depreciation on the construction cost over 40 years. This leads to lower holding costs and more savings in the long run. IP suggests buying new homes, and our affiliates have affordable new homes in Australian suburbs that offer high returns for investors.
Will I have a tenant for my investment home?
At the outset of our partnership, we undertake to secure a tenant for your property through our carefully vetted Real Estate Partner.
Prior to completion, the partner will be granted access to the building to identify potential tenants. This process ensures that when you take possession of your investment property, you will already have a return on your investment.
Will the house be well furnishable?
All our plans have undergone a thorough assessment to ensure that they are furnished appropriately and that each room has a livable size.
How do I control the construction of the home?
We allocate a client liaison to your project, who will provide regular updates, including photos and information about what comes next.
Additionally, we can provide a Building Inspector, which is usually not necessary, but can provide extra peace of mind.
When will the builder draw the finance down?
The builder will typically request payment at five to six stages, also known as progress claims, throughout the construction process. These stages include:
- Deposit
- Slab Down
- Brickwork Completed
- Roof Cover
- Lockup Stage (when all doors and windows have been installed)
- Practical Completion Inspection (PCI), which occurs approximately 10 days prior to handover of your investment property.
How long will it take to build my house?
The housing market experienced a surge in activity during the grants period and was also impacted by measures implemented by Australian states.
However, with borders reopened, there are currently no significant supply issues. Trades are also becoming more available. Regarding construction timeframe, it is currently estimated to take a 9 months, with the possibility of improving, once the couple of trades which remain in high demand are back to normal.
How long will it take to start Construction?
Depending on which builder we use, Construction typically starts between 90 to 120 days after the paperwork is signed and Formal Finance Approval received. Cash purchases can reduce this timeframe by about 2 weeks.
How long does it take to contracts for house & land?
- Land Contracts can be sent quickly, mostly within 2-3 days
- House contracts, can take between 3 days and 3 weeks
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